Secure a Mortgage Online Acquire a Home on Land {Guest Post}

It’s a new year and a new opportunity for you and your family to fulfill the dream of becoming homeowners.  Home prices have spent the last decade reaching astronomical levels, but are at last beginning to come down to more affordable levels once again.  Affordable might not be the proper word because unless you have an extra $400,000 to spare – you will need a mortgage loan if you plan to buy your next home.

Acquiring a mortgage used to be a very tedious process where you would meet with possible lenders, discuss your finances, and negotiate a monthly payment plan.  Families frequently end up paying higher mortgage rates than necessary because many lenders are more concerned with commission than helping you secure the best possible financing for your home.  Thankfully, those days are in the past now that the internet has revolutionized the application process.

Websites such as LowestRates.ca allow you to fill out an online mortgage application and eliminate the need to meet with various lenders.  By spending a few minutes online, you can determine how much of your budget you can afford to spend on monthly payments, and calculate the necessary mortgage rate to get you that payment.  This means you and your family determine how much you pay for mortgage financing instead of letting a lender dictate what they justify as a fair rate.

my lucky valentine

If a home is in your family’s plans sooner rather than later, you will likely appreciate some extra money to help make the payments more affordable.  LowestRates.ca is launching its ‘My Lucky Valentine Giveaway’ promotion spanning the entire month of February.  If you apply for a mortgage at anytime during the month, you will automatically be entered into a draw for up to $300.  The promotion also allows you to refer your friends, and each friend that submits an application reenters your name for an extra chance at winning.

If becoming a homeowner is your dream, take a few minutes online and make your dream come true.

Sheri

Sheri

Social Media Specialist at Kidsumers
Sheri McDonald is a Mom to 4 awesome kids who range in age from 6 to 21. She is a Canadian Mom Blogger, a Travel Blogger, a Brand Ambassador, a Social Media Influencer, a Spokesperson and an amateur photographer. You can find her writing about family life, food, travel, Disney and family friendly products at Kidsumers (a play on the word 'consumers') and sharing her travel experience at Big Family Travels.
Sheri

@kidsumers

Love family, food, travel - Today's Parent Blogger - Mod of Monthly #FamilyTravelCA Chats - Ambassador for @HamiltonBeachCA - Also tweet @BigFamilyTravel
Are you #Eggcited4eggs? Then join us on Aug. 28th at 8pm for a back to school twitter party! http://t.co/IVmbBRmy6G http://t.co/F3pfT3IJAX - 22 mins ago
Sheri
Sheri

Comments

  1. Lee Pearson says

    This is a helpful post! Thank you for the Lowest Rates link. I had no idea that this site existed and it seems really helpful in budgeting for that big purchase.

  2. Jenn @therebelchick says

    Thanks for sharing, I actually worked with our mortgage lender over the phone but wished it was as easy as doing it online!

  3. Lisa H says

    When we were working with a mortgage broker it was a pain having to set up apointments, hubby missing work to get to them, etc. Online or even on the phone would have been so much easier! We are up for our 10 year renewal this year so I definitely will be looking for an easier process.

  4. Kelly @ A Girl Worth Saving says

    I’ve been working with a mortgage broker since we listed our house to get pre-approved for the new one.

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