This time of year is expensive for Canadians. We need winter coats and winter boots and snow tires and ice scrapers. Our heating bills go up and we spend less time walking places, which means we spend more on gas. The fortunate people fly off for vacations in the sun and those who enjoy the […]
Finance
91 days until Christmas
People keep sharing this announcement on facebook… There are just 91 days left until Christmas! I assume they are either sadistic or it’s simply that misery loves company, but for some reason they feel the need to send out these reminders and ensure we all hear that clock ticking. For me it means I start […]
Time Marches On. Get #RetireReady
If you are over 35, you’ve probably noticed some little lines forming on your face. Maybe your skin isn’t as smooth as it once was and your hair takes a little more work to look shiny and full. Of course, maybe you look better than you did at twenty and you have no idea what […]
Life Insurance Gives Peace of Mind
I purchased my first life insurance policy as soon as I became a mother. My father sold life insurance when I was young and had spoken about the importance of it many times, so it was an obvious choice. However, I didn’t really understand the reasons for getting life insurance, because there are more than […]
The Most Important Investment
Despite it being 24 years ago and going through 40 miserable hours of labour at the time, I still remember those first precious moments with my oldest son. He opened his eyes for me and we just stared at one another. I was a single 19 year old who was delirious with fatigue, but it […]
Unwrap an education with Heritage Education Funds #HeritageeGifting
Every year around this time the same question comes up from the grandparents and aunts and uncles: “What do the kids want for Christmas?” I consider my children to be fairly blessed. Aside from my youngest son, they can’t come up with a big list of things they really want, because they have enough. They […]
